E-Bodies.org Cuda Challenger Forum

Off-Topic => General Topics => Topic started by: gumby on September 10, 2018, 05:50:00 PM

Title: Got my house paid off
Post by: gumby on September 10, 2018, 05:50:00 PM
Not bragging, just saying. 55 years old. WoW! what a feeling. No other payments except a couple of thousand on a 2006 Honda Element. And I bought a stupid
Galaxy s9 phone, that I don't know how to use? I had to ask a guy at work how to answer it? Serious. Who would have thought "swipe"?

It's the American Dream. NO MORE PAYMENTS! I haven't owned a tv in 18 years. I don't drink coffee or soda. I don't go out to eat. I drive used cars -
my 1987 Suburban bit the dust, so I bought a 2006 Honda Element. Got a 1972 Dodge Challenger. Everything is paid for except the Element.

May sound boring to you?  It's all good. Believe me.  WoW! You can't believe how GOOD this feels!  OMG! FREEDOM!
Title: Re: Got my house paid off
Post by: 73_Cuda_4_Me on September 10, 2018, 06:00:36 PM
 :cheers:

Congrats on reaching such a big milestone! I know that feeling!

:banana:
Title: Re: Got my house paid off
Post by: gzig5 on September 10, 2018, 06:06:53 PM
Congrats!    :twothumbsup: I paid mine off last year at 50 years old.  No debt is a nice feeling.  Do have two kids that will be going to college but hopefully the fully funded 529's will get them through.  I suggested putting  some of the payments we're not making on the house, into the Cuda.  Wife gave me a very strange look  :thumbdown: and I avoided her for the next couple of days.  All better now.
Title: Re: Got my house paid off
Post by: blown motor on September 10, 2018, 06:26:41 PM
Quote from: gzig5 on September 10, 2018, 06:06:53 PM
Congrats!    :twothumbsup: I paid mine off last year at 50 years old.  No debt is a nice feeling.  Do have two kids that will be going to college but hopefully the fully funded 529's will get them through.  I suggested putting  some of the payments we're not making on the house, into the Cuda.  Wife gave me a very strange look  :thumbdown: and I avoided her for the next couple of days.  All better now.

I think that means she would rather see you put the money into your next car instead.  :yes:
Title: Re: Got my house paid off
Post by: RUNCHARGER on September 10, 2018, 06:45:07 PM
Congrats: I finally got mine paid off a few years ago (paid one off about 12 years ago then moved to a higher market) and it's a great feeling.
Title: Re: Got my house paid off
Post by: GY3R/T on September 10, 2018, 07:06:07 PM
  That's Great !!!!  Now all you have is thousands in property tax EACH YEAR !   :pokeeye:   :D
Title: Re: Got my house paid off
Post by: Katfish on September 10, 2018, 07:21:26 PM
 Congrats! Looking forward to the day mine is paid off.
I honestly would consider retiring early if I could eliminate that huge monthly expense.
Title: Re: Got my house paid off
Post by: anlauto on September 10, 2018, 07:28:19 PM
Congratulations, you're very lucky  :bravo:



I'm pretty sure my house will be paid off sometime in my next life time....pretty certain we'll be up to our necks in debt when they burry us... :thinking: :crying:
Title: Re: Got my house paid off
Post by: Cuda Cody on September 10, 2018, 07:37:39 PM
That's fantastic!   :veryexcited:  Way to go man!!!   :clapping:
Title: Re: Got my house paid off
Post by: 1 Wild R/T on September 10, 2018, 08:24:46 PM
It's a good feeling..... Suddenly you have money in the bank....Not that there wasn't before, there's just more sooner....  And still no desire to buy a new car....
Title: Re: Got my house paid off
Post by: JH27N0B on September 10, 2018, 09:22:26 PM
Mine would be paid off except in 2008 I refinanced my 30 year mortgage with around 11 years left on it to a new 15 year mortgage.  And this was a cash out to finance tearing down my tired leaking roofed 2 car garage and building a new man cave 3 car garage, and to remodel my crappy kitchen.  So I would be happy to not have to make a mortgage payment every month anymore, but sure love my garage and am not embarrassed to have people see my kitchen like was the case 10 years ago!  Plus I have room to keep 3 Challengers rather than 2!
Now that I won't be itemizing deductions, I have been looking to pay off the balance of my mortgage in the near future.
Title: Re: Got my house paid off
Post by: Swamp Donkey on September 10, 2018, 09:35:05 PM
That's got to be a great feeling.  I had mine paid off in 2015 when I was 41.  Then I went and built my shop in 2015 and went back into a mortgage for another 130,000.  But I don't think it was a bad decision.  Pic of my shop. 
Title: Re: Got my house paid off
Post by: Cuda70-74 on September 10, 2018, 11:24:24 PM
Congrats still got years to go on mines
Title: Re: Got my house paid off
Post by: ledphoot on September 10, 2018, 11:41:03 PM
Wow how cool, that's gotta feel GREAT!
Title: Re: Got my house paid off
Post by: Chryco Psycho on September 10, 2018, 11:41:27 PM
Congrats , That is awesome !!
I am no longer making payments either  , .............. Wait I don't own a house  :Thud:
Title: Re: Got my house paid off
Post by: 7212Mopar on September 10, 2018, 11:43:03 PM
The money tied up in your house equity will be more difficult to access once you retire. Best is line up a LOC before retirement. It is usually good for 10 years.
Title: Re: Got my house paid off
Post by: 70/6chall on September 11, 2018, 12:05:40 AM
Congratulations "Gumby"! That has to be one of those great feelings of accomplishment that a homeowner can experience. Time to have a mortgage burning LOL. Mine would've been paid off way sooner than it was ( 2 years ago ) had it not been for my youngest son losing his job awhile ago. The wife and I took out a small second to help out the family, through our equity, so they would not lose their home. They are now back on the road to solvency, thank God. My parents home recently sold and my inheritance check of $75,000.00 will find its way to my bank this week. After all of the loose ends we're tied up, and my 4 brothers and 1 sister got their share. All paid out evenly, my Mrs. and I will have to sit down and figure out what good purpose it will cover.  Thanks,   Al