American collectors Insurance quote

[Jsand73440]

Does anyone have any experience with American Collectors Insurance? My Hagerty went up to over $1100 a year, and so i requested a quote from American. They quoted me $480 for identical coverage. Ind of a no-brainer, but I don't have any experience with using any of these insurance companies.

[MOPARMIKE69]

I have had American Collectors Insurance on all of my cars for over 20 years. One unfortunate year I had to make 2 claims. They paid in full on both and did not cancel or raise my rates. They have been GREAT for me and my cars. 

[Fern]

Do a search here, there is a lot of info on different insurance companies

[70_440-6Cuda]

I have American Collectors through USAA, been great.  $730 +/- for the year for a stated value policy.  Had the insurance a couple of months, forgot my hood pins and within a couple weeks everything was settled and paid out.  Great to work with for me....

[Floyd]

I've had American Collectors through USAA for years. Fortunately, I've never needed to file a serious claim so I can't really offer too much.   I did do a rock chip windshield claim once.  While trivial, it was smooth and painless.

They crush the competition on pricing for my Mopars.

[Rich G.]

I have them on 5 cars. Luckily I never had to use it.

[Bpret]

I have used them for years never had a claim but prices have been reasonable.

[70Barracuda]

I use State Farm, $260 a year for 45k agreed

[JH27N0B]

I use State Farm, $260 a year for 45k agreed

When did State Farm start offering agreed value on their collector car policies? I used to use them for my vintage rides, but they were stated value, which is something I am not comfortable with.
Agreed value means in the case of a total loss, they will pay the agreed value your car was insured for.
Stated value means they insure and price the premiums based on a value, but in the case of a total loss they pay out whatever their adjusters decide the car's actual value was.

[Katfish]

I have used them for years never had a claim but prices have been reasonable.

Same here

[tman]

https://www.statefarm.com/insurance/auto/antique-classic-cars

[Filthy Filbert]

I've had American Collectors through USAA for years. Fortunately, I've never needed to file a serious claim so I can't really offer too much.   I did do a rock chip windshield claim once.  While trivial, it was smooth and painless.

They crush the competition on pricing for my Mopars.

When did USAA start partnering with American?   I contacted USAA years ago and was flat out told 'we don't offer that kind of policy.

I may have to give them another call. 

[usraptor]

I have Farm Bureau for my '70 'Cuda with $100K agreed full coverage for $230 a year.  "Course I also have my house, RVs and other cars with them to get that rate.

[JCode]

I have hagerty and im over 800 a year they got very expensive

[BIGSHCLUNK]

American Family just went up $437 full coverage on $111k