My appraisal - UPDATE

[Jay Bee]

My understanding about Hagerty is if you insure your vehicle with them at or below what their listed value(s) is you don't need an appraisal. If you go above that number they'd like one. Please correct me if I'm wrong.

As an example: Hagerty emailed me that my car's value increased to $72,500.00 CAD. I asked them to increase my coverage to $70K. It was done, no questions asked and I received a bill for the premium increase.

[captcolour]

I have been with Hagerty since 2010.  I asked for $80,000 coverage on my '70 'cuda.  All I had to do was send a few pics and they agreed.  That was double what I paid for it at the time and they didn't blink.